A personal loan also known as an unsecured loan is available as an unsecured home owner loan or tenant loan. You can usually borrow up to £25,000 which can be repaid up to a 10 year period.

A secured loan also known as a homeowner loan or home loan is a loan secured against your property. It offers higher loan amounts than a personal loan, usually up to £100,000, and can be repaid up to a period of 25 years.

A homeowner loan or home loans can be either a personal loan or secured loan that is only available to home owners. Usually these loans have a lower APR.

A consolidation loan or debt consolidation loan is one which allows you to consolidate your existing debts (such as loans, credit cards and store cards) into one monthly payment usually because you can reduce the total amount you pay each month.

A bad credit loan or adverse credit loan is a loan available to those with a poor credit rating. Your credit rating may be affected because you have CCJs or have defaulted on repayment of other credit such as a mortgage or credit card.

Car loan or car finance is a loan used to purchase a new or used car. A personal loan used to finance your new car can be cheaper than obtaining finance thorough your car dealer.

Our loans calculatorallows you to view your repayments depending on how much you would like to borrow over what time frame taking into account the interest rate.

To find a cheap loan or the best loan for you ensure that you shop around. If you apply to one lender they may decline you for their best rate and suggest you tackle a higher APR than initially stated. You should try other lenders rather than just accept that rate.